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How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania

Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry … Continued

5 Must-Do’s for Checking References | Pennsylvania Benefits Broker

Posted by Tom Ceconi www.hr360.com Your final step in making the decision to hire a candidate is to check his or her references. All too often, this is treated as a formality—a last box to check before extending an offer of employment. However, reference checks play a key role in the hiring process. In addition … Continued

Avoiding a “Self Reported” Disability Claim Nightmare | PA Employee Benefits

By Allan Checkoway, RHU http://disabilityandseniorresources.com/ 1,200,100 Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2,816,200 Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more than tripled. In one year, … Continued

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